Term Interest Only (TIO): Our minimum equity requirements
For Term Interest Only (TIO) products, your client must have sufficient equity in their property to allow them to downsize to a different property at the end of the term.
The minimum varies by region – find your client's minimum equity retirements with our simple tool below.
Please input the first two letters of your postcode to get an equity example.
We currently consider lending on properties located anywhere throughout England and Wales and mainland Scotland.