Mortgage products for brokers, clients aged 40+ - LiveMore

Our full later-life range

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Standard Capital & Interest

Repay capital and interest over the term

Standard Interest Only

Interest-only with a repayment strategy

Standard Part & Part

Part and part products

Retirement interest only (RIO) mortgage for brokers - LiveMore

Interest-only lending into retirement

Retirement Interest Only (RIO)

Lifetime Mortgages 

Borrowing secured on the home in later life

Lifetime Mortgages

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Use Cases - Adverse Credit

Options for clients with credit blips

Adverse credit

Use Cases - Complex Income

Pension, self-employed and investment income

Complex income

Use Cases - Debt Consolidation

Restructuring existing borrowing in later life

Debt consolidation

Use Cases - Gifting

Releasing funds to help family

Gifting

Use Cases - Home Improvements

Funding renovations and adaptations

Home improvements

Use Cases - Large Loans

Higher-value later-life lending

Large loans

Use Cases - Self-employed

Flexible affordability for business owners

Self-employed

Use Cases - Unique property

Non-standard construction and unusual homes

Unique property

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Standard Interest Only: Minimum equity finder

Minimum equity for Term Interest Only

TIO Minimum Equity Finder

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Products (with Find Out More buttons)

Later-life mortgages made for you

Our Mortgages

Repay your mortgage over an agreed term

Lower monthly payments with a repayment plan

Interest-only payments designed for retirement

Retirement Interest Only

Lifetime Mortgage

Release money from your home in later life

How Much Could I Borrow?

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LiveMore Capital Limited is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register no. 820578 and registered company no. 11630369 in England and Wales. LiveMore Advice Limited is a company registered in England (Reg. no 8240787) and is directly authorised and regulated by the Financial Conduct Authority under firm reference number 730706, details of which appear on the Financial Services Register. Copyright © 2025 LiveMore Capital.

LiveMore provides mortgages designed for life aged 40 to 90+. Your own friendly team of LiveMore experts are just a phone call or email away. 

LiveMore Mortgages - Mortgages designed for life

LiveMore Advice

Think carefully before securing other debts against your home. As a last resort, your home may be repossessed if you do not keep up with payments.

An equity release product will reduce the value of your estate, is not suitable for everyone and may affect your entitlement to state benefits. To better understand the features and risks please ask your Adviser for a personalised illustration.

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Sorry, on the basis of the information provided, we would be unable to lend the applicant anything.

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Save this code and enter it when you create a case on our portal. It will pre-populate the case with the data that you've entered here, to reduce the amount of re-keying you need to do.

A part interest only ({io_amount}), part capital repayment ({ci_amount}) mortgage with a term end date.

Standard Mortgage Part & Part

Our equity release mortgage, available as lump sum or with drawdown. No monthly payment commitment.

See our product guide for more information

An interest only mortgage with no set end date. No maximum age.

A repayment mortgage with a term end date. No maximum age at the end of the term, and maximum 40 year term available.

Standard Mortgage Capital & Interest

An interest only mortgage with a term end date. No maximum age at the end of the term, and maximum 40 year term available.

Standard Mortgage Interest Only

These results are for illustrative purposes only. We may be able to lend more or less depending on a more detailed assessment of your client's circumstances. Please 

 to our portal for a more accurate result.

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You can amend data and re-calculate your results at any time.

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