Standard Capital & Interest

Who is it for?

Our Standard Capital & Interest mortgage is available if you're aged 50-85, whether you're working or retired.

You choose the term and repay some of the capital each month as well as the interest.

You can apply for a Standard Capital & Interest mortgage with a term up to a maximum age of 85. Some of the reasons you'd be suitable for this include:

  • Purchasing a new property
  • Re-mortgaging an existing loan
  • Generating funds for home improvements
  • To start a bank of mum and dad
  • Hoping to preserve equity in your home

Key Points:

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    35 years:

    Your maximum loan term is up to 35 years.

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    50 to 85 years old:

    You can apply for our Standard Capital & Interest mortgage if you're between 50 to 85 years old.

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    Up to 85% loan to value:

    Borrow up to 85% of the value of your home.