Standard Capital & Interest
Who is it for?
Our Standard Capital & Interest mortgage is available if you're aged 50-90+, whether you're working or retired.
You choose the term and repay some of the capital each month as well as the interest.
You can apply for a Standard Capital & Interest mortgage with a 40 year maximum term. Some of the reasons you'd be suitable for this include:
- Purchasing a new property
- Re-mortgaging an existing loan
- Generating funds for home improvements
- To start a bank of mum and dad
- Hoping to preserve equity in your home
Key Points:
40 years:Your maximum loan term is up to 40 years.
50 to 90+ years old:You can apply for our Standard Capital & Interest mortgage if you're aged 50 years old or above.
Up to 85% loan to value:Borrow up to 85% of the value of your home.