Refer a Friend Terms & Conditions

1. The Refer a Friend scheme (the “Promotion”) is being promoted by LiveMore Capital Limited of 2-4 Exmoor Street, London W10 6BD (“LMC”, “we”, or “us”).

2. To be eligible to participate in the Promotion:

a. You must be the first person to refer to us someone whose details are not already entered on the LMC client database (a “New Customer”);

b. You must be an existing customer of us at the time the new customer first contacts us.

3. You must obtain consent from the person you will be referring before submitting their details.

4. For every New Customer you refer who completes a mortgage with us, you and your friend will each receive a one-time payment of £250.00 subject to these terms and conditions. Payments will be made by LMC within 30 days after the conditions for payment are met.

5. There are no restrictions on the number of friends you may refer.

6. We reserve the right not to award the payment if we have reason to believe that a referral has not been made in accordance with these terms and conditions, or to delay making the payment while we establish the facts associated with a referral.

7. To enable us to administer and assess the promotion, personal data will be collected, stored and processed. LMC will comply with all requirements of data protection law. For more information on how LMC processes personal data, please see www.livemoremortgages.com/privacy-notice/

8. We may change these terms and conditions at any time and those changes will apply from the date that they are uploaded on the LMC website.

LiveMore LinkedIn & Twitter Prize Draw Terms & Conditions

These Terms and Conditions set out the terms governing the LiveMore LinkedIn & Twitter Prize Draw. The promoter of the Prize Draw is LiveMore Capital Limited. Please read these Terms and Conditions carefully and ensure that you understand them before submitting your entry for the Prize Draw.

LiveMore Capital Limited is a limited company registered in England and Wales under company number 11630369. Our registered address is 2-4 Exmoor Street London W10 6BD, UK.

By submitting an entry to the Prize Draw, you are agreeing to accept and be bound by these Terms and Conditions. If you have any questions, please contact Us at marketing@livemoremortgages.com Please note that We reserve the right to refuse entry or refuse to award a prize to anyone who is in breach of these Terms and Conditions.

Definitions and Interpretation

In these Terms and Conditions, unless the context otherwise requires, the following expressions have the following meanings:

“Closing Date”

means the closing date of the Prize Draw, as set out in Clause 3;

“Draw Date”

means the date on which the winner will be chosen, as set out in Clause 5;

“Opening Date”

means the opening date of the Prize Draw, as set out in Clause 3;

“We / Us / Our”

Means LiveMore Capital Limited, whose details are provided above.

Prize Draw Entry Rules

The Prize Draw is open to all UK residents aged 18 and above, subject to the following exceptions.

The following may not enter the Prize Draw:

Our employees or their families.

Only one entry per person for each weekly draw is permitted.

Opening and Closing Date

Each prize draw will run for one week; we will run four separate prize draws over four consecutive weeks.The Opening Date of the first Prize Draw is 9:00AM Monday 30 January 2023; the Closing Date for the prize draw of that week will be midnight Sunday 5 February. The Opening and Closing Dates for the subsequent draws are accordingly. The Closing Date of the 4th and final Prize Draw is midnight Sunday 26 February.

Entries received after the final Closing Date will not be valid, accepted, or considered.

How to Enter the Prize Draw

Prize Draw entries are free. No purchase is necessary.

To submit your entry to the Prize Draw:

On LinkedIn: answer the questions, like the post & tag in a friend

On Twitter: answer the questions, retweet the post and tag in a friend.

Please note that We do not accept any responsibility for any entries which are not successfully completed (e.g. lost or delayed) due to technical faults (including, but not limited to, hardware, software, and network faults) or for entries which We do not receive.

The Prize Draw

A winner will be selected by random draw, which shall be performed by a computer process within the week following the respective Closing Date of each one-week draw

The Prize will be as follows:

• A Hamper worth £100
• We will also donate £100 to Age UK, or chosen charity.

The winner will be notified via LinkedIn or Twitter, as applicable, within a week following the prize draw; the winner must respond with a postal address in order to claim their prize.

If a winner does not respond to Us within 3 days of being notified, their prize will be forfeited, and We shall be entitled to select another winner using the process set out above.

The winners will receive their prize by royal mail.

Prizes are non-exchangeable and non-transferrable. No cash alternative is offered. We reserve the right to substitute a prize with an alternative prize of equal or greater value in the event that circumstances beyond Our control make it necessary for Us to do so.

Our decision regarding any aspect of the Prize Draw is binding and final. We will not enter into any correspondence about the decision.

We are required to publish or otherwise make available information which indicates that a valid award has taken place. The surname and county of major prize winners (and, where applicable, copies of winning entries) will be provided are available from Us by:

Sending an email to Us at marketing@livemoremortgages.com

within 2 weeks after the final Closing Date.

If you object to any of your information, as set out above being published or otherwise made available, please contact Us by email at marketing@livemoremortgages.com Please note that We are still required to provide such information and winning entries to the Advertising Standards Authority on their request.

We reserve the right to hold void, cancel, suspend, or amend the promotion if it becomes necessary for us to do so.

Limitation of Liability

Nothing in these Terms and Conditions limits or excludes your legal rights as a consumer. For more information on your rights as a consumer, please contact your local Trading Standards Office or Citizens Advice Bureau.

Nothing in these Terms and Conditions limits or excludes Our liability (or that of Our agents or distributors, or that of their employees) for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other form of liability that cannot be excluded or limited by law.

To the extent permitted by law We (and Our agents and distributors) shall not be responsible or liable to compensate any winner and shall not accept any liability for any loss, damage, death, or personal injury, as a result of accepting a prize.

Privacy and Personal Data

We will only use your personal information as set out in Our Privacy Policy, available from www.livemoremortgages.com/privacy-notice, and as explained above.

Law and Jurisdiction

These Terms and Conditions, the Prize Draw, and the relationship between Us and you (whether contractual or otherwise) shall be governed by, and construed in accordance with, English law.

Any dispute, controversy, proceedings, or claim between Us and you relating to these Terms and Conditions, the Prize Draw, or to the relationship between Us and you (whether contractual or otherwise) shall be subject to the jurisdiction of the courts of England, Wales, or Scotland, as determined by your residency.