Home improvement cases for borrowers over 50

From new kitchens to conservatories, lots of borrowers nearing retirement are thinking of sprucing up their home, and using the equity in their home to cover the cost is a common reason for coming to LiveMore.

A dream home refurbishment made possible

Our borrower spent her career aiding troubled youths, but faced hurdles when seeking a remortgage for home improvements in her 60s.

Despite her commitment to helping vulnerable children, her multiple incomes as a single woman limited her options.

Struggling with rigid criteria and overlooking her diverse income streams, the borrower's plans hit a wall. Frustrated by the complications imposed by her high street lender, she turned to LiveMore for a more personalized approach.

LiveMore's tailored assessment acknowledged all her income sources, enabling the borrower to secure a flexible five-year fixed-rate mortgage.

This allowed her to create her dream living space while maintaining financial security and independence, a rewarding outcome after a lifetime dedicated to others.

Key Points:

  • For borrowers over 50:
    • Capital raise up to 85%
    • Available on unencumbered properties
    • Low minimum loan of £10k
    • Available across capital repayment, interest only and equity release

Where else can LiveMore help?

Adverse credit

Complex income

Debt consolidation

Gifting and helping others

Home improvements

Large loans

Self-employed

Unique properties

LiveMore can help where other lenders can't.

Got an older client that wants to improve their home? Start with our quick calculator to see what repayment options could be available for your client