VideoTechnologyFor intermediary use only

Living More with LiveMore - "Later life lending is an outdated term"

Photo of Leon Diamond

Leon Diamond · CEO

LiveMore

Hosted & streamed via our own player

Published 7 Sept 2026Accurate as at 9 Jul 2026
  • Leon discusses the future of “later life lending” and how both the concept and the term need to evolve.
  • How the FCA is moving in a direction where housing wealth forms part of retirement plans.
  • How LiveMore embeds tech and AI into its lending, whilst maintaining a human approach.
  • Where options lie to innovate within the market, alongside a mention of our Sprayfoam restoration product
Themes:TechnologyAffordabilityLater life lending
Photo of Leon Diamond

Leon Diamond

CEO

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Blog
Later life lending8 Sept 2026

What is later life lending? (And why the definition is changing)

Later life lending is the term used to describe mortgage borrowing designed for older homeowners, typically covering products like retirement interest-only (RIO) mortgages, lifetime mortgages, and standard mortgages that extend into or beyond retirement age. It's traditionally been associated with borrowers aged 55 and over. I've spent years working in this space, and I think that definition, while useful as a starting point, no longer reflects who actually needs these products or when they need them.

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