
Leon Diamond
CEO
Leon Diamond · CEO
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CEO
Later-life lending insight for intermediaries, straight to your inbox.
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Later life lending is the term used to describe mortgage borrowing designed for older homeowners, typically covering products like retirement interest-only (RIO) mortgages, lifetime mortgages, and standard mortgages that extend into or beyond retirement age. It's traditionally been associated with borrowers aged 55 and over. I've spent years working in this space, and I think that definition, while useful as a starting point, no longer reflects who actually needs these products or when they need them.

LiveMore's Head of Underwriting Matt Evans on why we don't rely on income multiples alone, how assets and pensions boost affordability, and what a Hero Hotline call actually looks like.

Matt Evans, Head of Underwriting, joins Dan Broadwood, Chief Marketing Officer, to discuss LiveMore's underwriting approach and customer-focused lending philosophy.