Standard Capital & Interest
Who is it for?
Our Standard Capital & Interest mortgage is available aged 50-95, whether your client is working or retired.
Your client chooses the term and pays the capital each month as well as the interest.
It is possible to get a C&I for a term without an upper age limit. They could be suitable for a wide range of circumstances, including:
- Purchasing a new property
- Remortgaging an existing loan
- Generating funds for home improvements, lifestyle or to start a Bank of Mum and Dad
- Those hoping to preserve the equity in their home
Key Points:
40 years:Up to 40 years maximum loan term.
From 50 years old:Our C&I mortgage is open to borrowers aged 50.
For joint borrowers, youngest borrower can be minimum age of 45.
Up to 85% LTV:Borrow up to 85% loan to value.
0.55% gross proc fee:We have 2 proc fee options. Choose from:
- Our Standard Proc Fee of 0.55% gross upfront
- Our Ongoing Proc Fee of 0.55% gross upfront plus an additional 0.13% gross every year thereafter, for up to 15 years
Our Ongoing Proc Fee requires an annual customer care call.
Documents
Download these guides to explore our products and criteria.
Useful Links
Browse our Standard Capital & Interest products
Product | Fixed Rate Term | Interest Rate | Max LTV | Reversion Rate | Product Fee | APRC | |
|---|---|---|---|---|---|---|---|