Standard Capital & Interest
A quick introduction
Whether your clients are still working or retired, our Standard Capital & Interest mortgage could be a great option, starting from age 40 and up.
Your client chooses their term and pays the capital each month, as well as the interest.
It’s possible to get a Capital & interest mortgage for a term without an upper age limit, meaning it’s suitable for a wide range of circumstances to meet your clients’ needs, including:
- Purchasing a new property
- Remortgaging an existing loan
- Generating funds for home improvements, lifestyle or to start a Bank of Mum and Dad
- Those hoping to preserve the equity in their home
Key Points:
40 years:Up to 40 years maximum loan term.
From 40 years old:Our C&I mortgage is open to borrowers aged 40+.
Up to 80% LTV:Borrow up to 80% loan to value.
0.55% gross proc fee:We have 2 proc fee options. Choose from:
- Our Standard Proc Fee of 0.55% gross upfront
- Our Ongoing Proc Fee of 0.55% gross upfront plus an additional 0.13% gross every year thereafter, for up to 15 years
Our Ongoing Proc Fee requires an annual customer care call.
Documents
Download these guides to explore our products and criteria.
Useful Links
Browse our Standard Capital & Interest products
Product | Fixed Rate Term | Interest Rate | Max LTV | Reversion Rate | Product Fee | APRC | |
|---|---|---|---|---|---|---|---|