Your go-to lending partner for all cases aged 50 to 90+
This page is for intermediaries
Last week's service levels
1 minute 19s call wait time
4 days to review and update on all apps
72 hours to review additional documents
17 days app to offer (standard)
16 days app to offer (lifetime)
48 hours notice on standard rate changes
What makes us different
All incomes welcome
Including pensions such as SIPPs and State, rental income, self-employed, savings & investments, and many more.
Broad product range
Interest Only, Capital Repayment and Lifetime Mortgages, designed specifically for your 50-90+ clients. Give us a call to find out exactly how we can help.
Expect quick replies from real humans who care about your case, a can-do approach every time and direct access to our underwriters.
What type of mortgages do we offer?
Standard Capital & Interest
Your client repays the capital as well as the interest over a fixed term to maximise the equity in their property.
Standard Interest Only
Your client pays just the interest each month, paying us back the capital when their chosen term ends. This is unlike a RIO, which has no specified maturity date.
Retirement Interest Only (RIO)
Designed for your clients who have no plans to move again – and they don't have to be retired.
This is a type of equity release where your client receives a lump sum and doesn't have to make monthly payments.
Download our new whitepaper, Consumer Duty: Why later life lending is about to change forever
That was genuinely one of the most satisfying deals I have done for any client in a long time.
M. Williamson, Concept Mortgages Ltd.
Is consolidating debt with an interest only mortgage a good idea?