Charles Roe
Industry Adviser
VideoLater life lendingFor intermediary use only
Living More with LiveMore - The future of later life lending
Charles Roe · Industry Adviser
LiveMore
Hosted & streamed via our own player
Published 24 Sept 2026Accurate as at 15 Jul 2026
- Charles Roe discusses how changing borrowing patterns, longer mortgage terms and later homeownership are reshaping the future of later life lending.
- Why housing wealth is increasingly being viewed as the "fourth pillar" of retirement, alongside savings and pensions.
- How the FCA is reviewing later life lending and exploring ways to improve customer outcomes and access to housing wealth.
- The growing importance of holistic advice that focuses on customers' life goals rather than individual mortgage products.
- Why advisers, lenders and homeowners may need to rethink traditional assumptions about mortgages, retirement and property wealth.
Themes:Later life lendingRetirement planningHousing wealthAffordabilityMortgage advice
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