
Looking beyond labels in mortgage lending
When LiveMore brought together industry leaders for the Later Life Lending is Dead. Or Is It? panel at the RSA, one message came through loud and clear: the way we talk about lending may need to change.
Everything in the hub — videos, blogs and webinars for intermediaries.

When LiveMore brought together industry leaders for the Later Life Lending is Dead. Or Is It? panel at the RSA, one message came through loud and clear: the way we talk about lending may need to change.

In this episode of Living More, Dan Payne, COO of L&C Mortgages, shares his key takeaways from LiveMore's RSA panel discussion, discussing the role of education and technology in delivering more holistic advice, the importance of understanding customer circumstances, and the future of the mortgage industry.

Watch our LiveMore Midlife Mortgage Crisis panel discussion, as our experts discuss what 'later life lending' even means when millions of customers in their 40s, 50s and 60s are now borrowing beyond retirement.

Krystle Clark discusses how LiveMore's underwriting team approaches complex cases, the role of the Hero Hotline, and why direct access to decision-making underwriters helps brokers find solutions.

Krystle Clark discusses what makes underwriting at LiveMore different, how the Hero Hotline is helping brokers place complex cases, and why a conversation with an underwriter can make all the difference.

In a recent episode of Living More, Charles Roe, former Director of Mortgages at UK Finance, joined Dan Broadwood to discuss how these societal shifts are reshaping the mortgage market, and what that could mean for borrowers, brokers and lenders in the years ahead.

In this episode of living more with LiveMore, Dan Broadwood sits down with LiveMore CEO Leon Diamond to separate fact from fiction and challenge some of the most common assumptions about the market, borrowers and specialist lending.

Dan Broadwood is joined by Charles Roe, former Director of Mortgages at UK Finance and now Industry Adviser at LiveMore, to discuss the future of later life lending through the customer lens.

Later life lending is the term used to describe mortgage borrowing designed for older homeowners, typically covering products like retirement interest-only (RIO) mortgages, lifetime mortgages, and standard mortgages that extend into or beyond retirement age. It's traditionally been associated with borrowers aged 55 and over. I've spent years working in this space, and I think that definition, while useful as a starting point, no longer reflects who actually needs these products or when they need them.

Leon Diamond, CEO and Founder of LiveMore, joins Dan Broadwood to discuss his thoughts around the term "later life lending", how LiveMore continues to innovate in the lending space, and gets into more detail on our Sprayfoam restoration solution.

LiveMore's Head of Underwriting Matt Evans on why we don't rely on income multiples alone, how assets and pensions boost affordability, and what a Hero Hotline call actually looks like.

Dapinder Williams, Product Lead, joins Dan Broadwood, Chief Marketing Officer, to discuss the Hero Hotline. Who is it for? Why did we start it? How does it work?

Matt Evans, Head of Underwriting, joins Dan Broadwood, Chief Marketing Officer, to discuss LiveMore's underwriting approach and customer-focused lending philosophy.

LiveMore's Head of Underwriting Matt Evans on why complex cases get declined elsewhere, how the Hero Hotline works, and why later life lending is about more than age.

In the first episode of Living More, our video podcast series, LiveMore Product Lead Dapinder Williams sits down with host Dan Broadwood to talk about the technology behind the broker journey, from the Mortgage Matcher to case tracking, and why the answer at LiveMore is never just no.

Dapinder Williams, Product Lead, joins Dan Broadwood, CMO, to discuss how LiveMore utilises technology to enhance the broker experience.

Matt Evans, Head of Underwriting, joins Dan Broadwood, CMO, to discuss how LiveMore's underwriting team work to ensure we say yes to cases that other lenders say no to. Matt talks through the Hero Hotline, how they assess affordability, and how our underwriters are mandated to make decisions themselves.

Leon Diamond, CEO and founder of LiveMore and Dan Broadwood, Chief Marketing Officer at LiveMore discuss why LiveMore was founded, how LiveMore continues to innovate to solve borrower problems, how LiveMore takes a solutions based approach to lending, and more.

Catch up on our recent webinar where we introduced the latest product to our Flexi Fix range. A group of products designed to give customers both certainty and flexibility.

Meet some of our underwriting team. This webinar goes into the way our underwriters work to go above and beyond to get customers their YES. They also run through our Underwriting Hero Hotline and how brokers can get the best out of it.

We made a raft of changes to our policies, criteria and offering that mean we’re saying yes to more cases than ever. Join us to learn how these updates can help your clients get the yes they’ve been looking for. We also shared about our Virtual Underwriting Clinic, the Hero Hotline, which helped us deliver a decision for a Knight Frank customer in just four minutes. As always, we’re keen to answer your questions, so make sure to submit them when registering.

Our team cover case examples for 40+ borrowers that benefit from the use of a holistic approach to lending - the cases are taken through the LiveMore Mortgage Matcher and David Forsdyke from Knight Frank joins the panel.

Are you over 50 and finishing up your Interest-Only mortgage but still haven't paid off the capital? If you want to keep your interest-only set-up and stay put, you've got two choices: stick with a regular interest-only mortgage or consider a retirement mortgage.

Many think it is not possible to get an interest-only mortgage aged 50+. This simple guide will debunk those myths.

Passing down your home to loved ones? Inheritance tax can take a huge chunk out of what you leave behind.